A non-resident alien for tax purposes is a person who is not a U.S. citizen and who does not meet either the “green card” or the “substantial presence” test as described in IRS Publication 519, U.S.

Although I’m a foreign resident, I am a US citizen.

@Ruchit Patel I don't know about CA but in Oregon a senior can defer their property taxes.

The are always multiple variables such as: are the gift funds involvedProperty typecondition of the propertyIs it ruralTitle seasoningReservesLTVWhat is the estimated DSCR ratioCitizenship status: Foreign National, ITIN, Citizen, Resident, permanent residenceDoes borrower have investor experience or notMortgage payment history called a VOM or proof of timely paymentsGift of equity or not100% gift funds or does borrower have at least 5% down payment and their own reserveshow many acres does the property have?

First time buyer whit ITIN number and jointly whit my son which is citizen.

As a couple of other folks commenting suggested, I totally support the point that these efforts should be focused on smaller homes for first time (or senior) needs.

If citizens writes wind-only policies in your area that should be the cheapest, otherwise there are other firms like geovera that will write it.Good luck everyone!

I graduated from community college over a year ago, and I’m now a senior at university.

The list for senior housing at most places around here is years long. 

Also, I have my general contractors license and make my living as a commercial senior construction project manager remodeling multi-family buildings and hotels nationally.