Similarly to what Mark Cruse stated above, provide dignified housing, respect your tenants, and either have a good PM or make sure you are updated on the regulations and best practices for placing tenants.  

That is the only update I can provide today.

the insurance companies are not charities; they deserve to make reasonable profit for providing the insurance.  

Personally too, I look for the best quality and always provide that to all my clients.

What is the recourse for the tenant who signed the lease under each individuals name?

We were surprised that Kiavi never thought to call the vendor of their software, or a database technician, to fix this.We provided the requested copy of our LLC articles of organization.

There are some that provide coverage but of course the premiums and higher. 

Do you provide the login credentials upfront in case the service gets logged out? 

All programs have LLPAs but that's more so any bank's individual guidelines and overlays to specific product pricing.

What are some cities that might provide cash flow, but remain affordable?