Somehow my wife has supported us all and has been saving money for about 35 years as a computer programmer.

A Mainframe Systems Programmer for the past 11 Years and a real estate, Stocks/Bonds beginner investor for the past 1 1/2 Years, I have invested in NONE!

Groups are a great new upgrade brought to you by the hard working programmers at BiggerPockets!

I'm a computer programmer, not a landlord, but this seems like a semi decent opportunity.

Now I work a 9-5 in the IT field where I play different roles depending on the projects I'm needed for: programmer/ business analyst / team lead.

I have been in the corporate world now as a software tools expert and computer programmer for several years without a degree and I can tell you now that I have a degree, that my BSB/M means nothing .

I've been investing full time since 2002 after my fun withIntel as a programmer.

(sustainable resource)- Use energy efficient light bulbs or dimmer switches (I heard E/S bulbs have mercury in them so I stay away from that)- Install a day/night programmable thermostat- Replace windows with double-pane LOW-E.- Install added insulation (attic, basement ceilings, ect)- Install Energy Star appliances- Convert oil furnaces to gas if possible.- Upgrade furnace to high-efficiency unit (90+ rating)- Convert oil water heater to gas if possible.- Recycle: demo, paper towels, drink bottles, ect.- Replace the toilet (old toilets use a lot more water!)

If possible you can pick up digital thermostats for $30 that can run a schedule that keeps it cool only during the hottest days.

I use the 17Bii and it can be added to the programmable solver.