The person calling you is on a money grab. you do not need a wyoming trust. 

Also, would this loan help build my personal credit, or would it only report to business credit bureaus under my LLC?

A person doesn't have to like these new realities but realities they are none the less.

Be candid and do it in person.

As we move into 2025, these trends are shaping how we approach renovations:Open Floor Plans with Purpose: Open concepts remain a top priority, but it’s no longer just about tearing down walls.

I personally leverage, but have a large rainy day fund. 

For example, they won't need to cover your personal belongings (furniture, clothing, etc.) because you won't be living there.A landlord policy should cost about the same as a homeowner's policy; it just changes what is covered.

I will make that proposal to the person I am talking and see where it goes.

Sloan, he seems to be knowledgeable about commercial real estate and after peering over his website briefly, it seems that he offers personalized training to people new to the business. 

Hi Bruce, i'll start by saying i'm a mortgage person, so please understand the context in which my response is coming from. you'd need to create CC&Rs/bylaws and establish an HOA in order to do this.