These techniques overlap, but they are not the same.So in order to confirm your accountant's recommendation, we need to know more. 

Some of the government programs above may overlap.

So you better apply anywhere you qualify and decide later if they overlap or not and don't take the funds for the same thing twice.

 I'm in escrow on multi-unit property in Utah and title wants an exception on their title policy for correct property lines because they property lines overlap and they don't know what they should be. 

I'm in escrow on multi-unit property in Utah and title wants an exception on their title policy for correct property lines because they property lines overlap and they don't know what they should be.

Give each one a specific set of non-overlapping criteria and you shouldn't have a problem.

A prudent approach may be something like:20% (or a fixed amount) cash50-60% index funds (with a stop order at 95% of value to minimize downside risk)20-30% bonds/CDs with 1-2 year maturity dates that overlap every 6 months.

There is overlap with Black Diamond, I see Ann Bellamy at both.

If you are still just filtering areas in/out, I like looking at heat maps (trulia.com and richblockspoorblocks.com) and identifying areas where Rent / Income / Low Crime overlap...PM me with Q's!

I would suggest running comps for specific deals, and make sure all the comps are within the same school districts, which are obviously overlapped by this awkward, larger zip.