Getting a property with a 3% mortgage that offered both equity appreciation and solid cash flow is what sparked my passion for real estate investing.

My last offering was has been a real challenge and Matt has stuck with it for over a year.Never swaying from his commitment to me and my success.You need to be willing to take his advice and work hard but his stuff works.I would whole heartedly recommend him to anyone who is serious about raising private money.

Quote from @Rick Im: Does anyone know of a lender that offers second mortgages on rental properties?

Low Down Payment OptionsGerman lenders often offer financing programs requiring only 5-10% down payments, particularly for primary residences.Strong financial regulations in Germany support these low down payment options.3.

Watch out for what gets deducted in home warranty or concessions but those will be in offers you accept. 

What are the pros and cons of each, and which offers the least restrictions, flexibility and cost savings for my intended purposes?

I chose at the time to decline their offer.

Now, moving forward he offered for us to take it over completely.

Most blinds are tough and time consuming to clean, prone to breakage/creases, strings break and get stained etc. 

For future readers, many banks will offer an unsecured line of credit up to $25k.