If appreciation catches us, shave off a year or quantity I buy.30-33% equities, 28-31% private equity/small business(almost tapped out of growing this one), rest fixed income.

I can give numerous examples of California investors I know losing money from buying in "cheaper cash flow on paper markets."  

I even named them the #3 non-seasonal market in the US today in our BiggerStays weekly newsletter here based on numerous metrics.

I wouldn't call that a true "DSCR Loan" - especially considering that a ground-up construction property won't have any cash flow so DSCR would be negative or 0 numerator if you'd try to calculate it

There are numerous value adds such as traditional rehab, development, change of zoning, TIC, etc.

Why is quantity better than quality?

On top of that, we’ve secured numerous deals with 0% interest through seller financing, which has been a game-changer for cash flow and long-term profitability. 

A guy I know opened a restaurant and got numerous bad reviews back to back.

I'd be happy to discuss further, but I have numerous clients that have positive cash flow & fantastic appreciation. 

Hello BiggerPockets,After reading numerous books from the BiggerPockets library and spending more time on Loopnet than I would like to admit, it is time for me to put some of this knowledge into action.