Is it doable - yes but you will need to go to a lender who probably uses their own funds vs. an instituational lender as they will not like 2nd position nor the low amount.

I found a PM called Hostex.io for the STR so far so good I could not believe the very low annual fee which was less than $90 a year.

*Appreciation in Home Values – Home values in the Phoenix housing market have steadily appreciated making it a prime market for investors looking to buy low, fix up, and sell high.Finding the Right PropertyFinding the right property is key to succeeding in fix-and-flip investments.

Occasionally I'll see properties coming on the market where the seller has a VA loan with a low interest rate.  

Inventory is low and sellers won't budge.

Both of these allow you to low down payment loans to buy a primary residence with fixed interest rates.

You can still achieve it, but finding deals that actually pencil out on all criteria (low enough purchase price, low enough renovation cost, cash flows on the backend, all cash out at refinance) is pretty hard.

My vision for CountOnCam LLC is to be a company that would like to provide a shared housing experience for women and children, immigrants, and low income families.

A debt service loan would be a good option if your DTI is high, you want to close in an LLC, you're self-employed or have low income on paper, or you don't have a stable 2-year work history.

R5 is a little confusing to me - "intended for low-medium density single-family detached residential development at an urban density of 5 dwelling units per acre".