The nicer areas are already charging a premium so be careful. 

If they are taking the risk of borrowing they would want to charge you a premium for the risk they are taking. 

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

.: I would go HELOC for sure that would be best as others were saying the lower cost for the money changes between paying a higher rate for a personal line and typically personal lines they want a higher monthly charge as well independent from the interest rate.  

When I pointed that out, they suggested I instead setup my credit card as a vendor, and enter each charge as a bill, which would then fix the assets and liabilities issue.  

Hey Jonathan - I usually start by checking what similar properties are charging in the area, considering things like size, amenities, and location.

The power company supplied and installed the new meters (at no charge, at least not yet) and verified all the work around the 4 gang meter pan was done up to their standards.

My cleaners take a video after every turn, my team goes in to check everything is good after cleaning and record salt and PH level logs and I have a licensed plumber who is in charge of maintaining plumbing, water heater, and boiler system with logs.

I got this notice in the mail where the HOA is charging $5457 in dues for the year...a 500% difference from your pro forma. 

What fees to charge and returns to target?