I’m gonna let it go to foreclosure and just ride it out.”My jaw nearly hit the floor.

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They suggested to use ride share or bus.

It is putting the cart WAY before the horse in my opinion. 

It's really stupid but but most banks consider the following to be rural: over 5 acres, if it has an unimproved road to get to the house, if it has a barn or horse stables, if population of town is under 20,000 (population density varies by lender).

It's the easiest way to get taken for a ride by a contractor.

I guess that works if you want a listing or wholesalers type things.. but if you actually want to close on a deal I cant see why folks get the cart in front of the horse.. 

I've heard of agents riding around town just opening doors and hoping the buyer will pick something.

Not to beat a dead horse here, but find a lender that you like working with, trust, and one that does a lot of transactions similar to yours, and is willing to say the hard things (i.e.

She has extra people living there, they are getting a free ride, they can pay for their own place to stay.