Generalists tend to get erratic sales here and there.Residential working with home owners is more of an emotional component versus investors is more about the numbers.

Don't expect Jack and Jill homeowner to seller finance for you. 

Homeowners will always pay more than investors, and the easiest way to get the property in front of the masses fast is to list it. 

I am a fairly new homeowner (less than 2 years) and haven't began my investment property journey yet. 

Trying to read between the lines it sounds like you have a regular owner occupied homeowners policy in place on a rental property. 

Property owners get an annual update on their SEV & Taxable Values with their city property tax bill, typically sent in December.So now, the city assessor tracks the SEV, but homeowners are taxed based upon the capped Taxable Value.

Later I spoke with the homeowner and learned that the tenant moved out abruptly.

My mortgage increased earlier this year as my home owners insurance went up due to the company closing and my escrow didn’t have enough to make up the difference so I’m kind of pay check to pay check right now.

Or for the high-end primary homeowner has no legal way to 1031 exchange; so the deferred sales trust is a no brainer.

But this is my first house and I'm starting to get anxious (as all new homeowners might be).