Some lenders offer discounts to return borrowers so maybe look into both flip and DSCR rates when finding a lender. 

He said that the insurance company gave him a discount because the materials are less susceptible to fire than common materials used like asphalt shingles and stucco.  

Before I got to the payment screen, they prompted me to buy a secondary course on Virtual Wholesaling at a discount, another $250.

If get somebody inexperienced at a discount, you are taking a chance. 

- The market is in a little bit of a lull right now (buyers market), its a great time to buy, but slower time to sell (my primary business is flipping houses) I can supplement my flipping business by providing project management services/consulting, helping investors find discounted properties, etc. etc.

It is a common concern, I think if you are writing competitive offers then you can request a discount.

Now, if you've already set up LLCs per property, then yes, have at least 1 checking account per LLC.For people who own their properties personally, keep personal accounts that are exclusive to RE activities so all of that activity stays separate from other personal transactions.

They used to offer exclusive properties but now it appears that they are pulling MLS listings and will connect you with an agent.

If you are self-employed with no full-time employees you may wish to consider opening a Solo 401k instead of a self-directed IRA as it has several advantages over an IRA LLC such as much higher contribution limits, direct checkbook control (i.e. no need to have the account at a speciality trust company), ability to take a 401k loan, exclusion from unrelated debt finance income tax with respect to investment in real estate acquired with non-recourse financing, etc.Can I contribute to both a Solo 401k and SDIRA?

You could do many of these and increase capital, and/OR do this to find a discounted property.The next area you can earn more capital or decrease the amount to pay for a property, is rehabbing and possibly flipping.