With a DSCR (Debt Service Coverage Ratio) loan, you can tap into your equity and still retain the cash flow since it's based on the property's rental income rather than personal income.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

Many find a better route is building a fortress of insurance coverage. 

Its a more comprehensive view especially early in your investing journey unless $ isn't a factor.

Hi @Inderpreet SinghAn Umbrella Insurance policy is a cost-effective way of getting your general liability coverage up.

If investors attempt to streamline their services, it can lead to a more organized approach to property management, lowers the risk of gaps in insurance coverage or missed tax benefits as well as simplifies communication and reduces confusion.

Based on your comments and negative statements it’s clear that the strategies and concepts that a Tardus teaches is beyond your level of comprehension.

Then coverage extends.

We are getting ready for a comprehensive lease document update and it's an area I think we might be able to improve in our current documents.Thanks!

Companies like PolicyGenius do an excellent job selling personal lines coverage (property/casualty and life, mainly) more easily (and maybe more cheaply) than your local State Farm agent.