That’s the best bet.

Well the bet I'm making here is that CapEx and repairs will be very low the first few years (honestly event he first decade), and once all the construction ends I will be able to increase my rent closer to market rent at $2k which will give me a better cushion.

Be a long-term investor focusing on controlling as many assets as possible most safely. 

Real estate for the last four years was betting on red or black but the ball was fixed to win as it was nearly impossible to lose.

Better to be safe than sorry.Additionally, do you all generally use a smaller income criteria if the rent is inclusive of utilities?

DSCR Cashout is your best bet!

I would say for most people, the 1st position heloc is no a good bet, especially if you have a 1st mortgage rate of less than 5%.Using this strategy with a 2nd position heloc can be just as powerful, so you can have your cake and eat it too!

@Fareen E. as long as you don't violate Fair Housing and are CONSISTENT, you can do whatever.If you require an ID from EVERYONE, you are safe.

Probably 8%+ mortgage interest at 40% down to make a safe assumption.

An experienced broker with lots of choices at the palm of their hand is probably the best bet.