However, if you're concerned about the cracks in the photos above, I think most would agree that they are normal settling cracks and that no further precautionary measurements need to be taken.

I agree with many of the previous posts. 

If so I would thoroughly ready this to see what they require and what you agreed to.I doubt you can keep your permit if you refuse their inspection.If you are doing everything as you should, you shouldn't have anything to worry about.

Quote from @Cloey Green: I have to agree.

Pat, I couldn’t agree more with your point about comparing permit processes in different parts of the Valley..

So we agreed to $170k.

I tend to agree, in this uncertain investing environment it makes sense, it just feels weird to have that much cash not working for me. 

The ONLY exception is that a landlord may charge two months' rent if the tenant qualifies for utility assistance, the lease requires the tenant to pay utilities directly to the landlord, and the tenant and landlord agree in writing.

I agree more people need to inquire. 

I agree with @Shawn Ackerman I would start applying the cash flow to debt pay down.!