I was recently able to acquire a property that cash-flowed day one thanks to owner financing. 

I would say it depends on how well the chunk of cash in your 401k is performing compared to the asset you are acquiring.

Acquired 3 lots on mulberry st near west end of Cincinnati about 3 years ago still sitting on it.

Quote from @Dallas Hoover: Want to acquire a self-car wash within Dallas Texas area. 

1.Finding Value: Identifying properties with strong upside potential is critical in markets like Antioch.2.Rehab Management: Staying under budget and on schedule ensures better cash flow and quicker refinancing.3.Leverage Matters: The HELOC strategy allows me to scale quickly and acquire more properties without tying up personal capital.

b) Did the seller acquire the property through probate?

Cozy has been acquired by apartments.com, and will not let me sign up for cozy, and the functions seem limited.

My goal is to continue to acquire more cash flowing rentals to eventually leave my day job and just self manage the rental properties. 

Purchase price: $85,000 Cash invested: $65,000 Sale price: $200,000 Contributors: Peter Vekselman Partner Driven and Seth Choate acquired a property on Highway 64 in Lewisburg, TN, for $85,000 on 07/22/2024.

You won’t find many seller-financing deals here, so if you're looking to scale quickly, your next best option is the BRRRR method—using cash or hard money to acquire properties and DSCR loans to refinance into.