It seems to me from what I hear from newer investors, including myself, is that one of the biggest problems is getting over the hump that is financing multiple deals.

They are not even cousins.The IRS isn't in charge of assessing financed transactions except as to tax matters, your CPA probably isn't versed in originating financing agreements, that's a bit out of the domain for a CPA and the Federal Tax Court isn't the proper jurisdiction for RE transactions except as they pertain to taxation.They were also speaking to what not to exceed, not what the customary or average credit was being allowed under options, 10% of "firm" equity places a buyer/borrower over the hump for the financing required, most contracts shoot for 10% equity to be acquired.Dodd Frank incorporates the SAFE Act by specific reference.

Currently being rented for 1050.00, was renting for 1200.00 but tenant had domestic issues and husband left, was unable to manage the 1200.00 rent plus utilities so land lord dropped the rent to help get her over the hump so to speak.

Scott's Book on Flipping Houses has been invaluable and essential not only in learning the fundamentals, but helping me get over the hump and getting out there and making it happen!

Still great deals and cash flows just fine so not a problem at all for us being less than 2%.We do have one commercial rental property that is above 2%, but I wouldn't say that is common.

With the recent signing of the Colts to stay in the city, the Pacers, being the number one convention city in the US and having a mayor who is a real estate investor all weighs strongly on us being a great place to put your money if you are an investor.Our growth has been plagued with bad investors/brokers, who have consistently focused so much on profits, that fraud has become the major reason for an average of 1,000 new bankruptcy's and 1,000 new foreclosures PER MONTH here in Indy average.

If you are a new mac user, the best thing you can do is buy a USB 2 button mouse.

maybe you need a little help from a psychiatrist to get you over the hump.

Or, for an investor, the cash flow.Get a formal education, degrees in RE, finance, accounting, engineering, construction management are all good for RE, lots of specialties.Probably your next educational hump will be RE financing, know the basic guidelines and understand what your bank will do and why, most Realtors don't get to the why stage, that's important to understand as exceptions to rules are based on the why it is done this way.

Inventory and fixtures can come from you, investors and from financing....all this takes some knowledge and guts as most mom-pop types fail in 4 years, but if you're the landlord it makes getting over the hump much easier.....but this may not be for you, but I've done this and got out with more than rentsJust saying, instead of putting an ad in the paper and hanging a sign, get active in seeking out the tenants you want. :). .