The Consumer Behavior course I took in business school is spot on.I discovered my affluenza affliction ("retail therapy" or "when the going gets tough, the tough go shopping") back in the 1990s.

Bootcamps are like physical therapy.I was once convinced to go to physical therapy for back issues to qualify for something I can't remember.First session, they took me around their mini-gym and had me do a bunch of exercises.

This would save us probably $500-$800/mo.With all these monthly expenses set aside, is it bad to 'massage' the numbers even if I'm willing to manage the property on my own since that alone is 10% of rental income?

There also are going to be some banks that refuse to be creative and have a very small box and other banks that are up for being more creative, massaging their LTV, changing their rates if you will shorten your arm, etc.

I would play around with changing your minimum night stays to at least 4, using surge pricing on the weekends, or using something like PriceLabs "mid-term stay dynamic minimums" to massage the booking tendencies here.

I am also a massage therapist and have a private practice out of my house, so this isn't new territory for me either.

They don't work a "job" so they have the time to source the best foods, get 9 hours of sleep every night, get regular massages, etc.

Filming porn, massage parlors with happy endings, etc.

We have a few 'therapy dog' residents.

Trusting accounting statements which are almost always massaged is more risk than I care to incur.