It's just wild that you came out of pocket ONLY $14k! 

funds only go into interpleader after months of sitting in escrow. the court just does not hand the money to the seller either.. if not agreed upon the funds go to the state etc.

Just wondering can you ever catch a great deal on the market  and if so what’s stopping you from taking advantage?

Yes we use AI for just that: follow up re-engagement and appointment setting.

I was studying the market and my rent will be just enough to cover the mortgage and HOA fee now I might to pay out of pocket for insurance but don't want to sell it yet because the area is growing and might have good appreciation in the years that follow.

This puts the home underwater.I've calculated the following two options: To sell the house, it would cost me about $60,000out of pocket.

Did you just use all your cash on a new acquisition?

My question is: If the HOA changes the bylaws to ban smoking (which they plan to vote on), and the lease held by the smoking tenant only specifies no smoking "within the unit," is there any legal recourse for the smoking tenant?

At the end of the day its about price and terms. 

Far too many get stuck in the "paralysis by analysis" stage, thinking they just don't know enough to get started.