Ultimately, it's about finding the investing strategy that aligns with your goals, lifestyle, and area of expertise/skills/knowledge.

Also I don’t have a choice it’s real estate or nothing, financial freedom is getting achieved no matter what, I’m living the lifestyle I want and I need to retire my mom she’s 52 years old and has $2K in her retirement account.

This is perfect a healthy window to shoot for. 

Once you learn more about all these different ways then choose the best one that you believe will be the best fit for you that fits your lifestyle and will help you accomplish your goals.

Financial freedom goes beyond simply replacing your current income—it's about sustaining your lifestyle for life.

It's not "our" conversation and I personally love your insights, whether I agree with them or not.You know I think you've created your own mix of lifestyle/investment purchase.

Therefore, if you have a variable interest rate mortgage, you must budget for fluctuations in the financial market.Maintenance & repairsBudgeting maintenance costs is vital to maintaining healthy cash flow.

This home had a HUGE delay that cost us thousands of dollars.The group that put in the underground plumbing dug the plumbing too low, and by the time we caught the mistake, the slab had already been poured and the septic tanks installed.We had to dig up the septic tanks, install a lift station, and reinstall the septic tanks.This all happened during 2 hurricanes, which caused even more delays.Time kills deals.This is why you need to 1) be conservative with your timelines and costs, 2) add contingencies to your budgets, and 3) have a healthy profit margin.

Financial freedom goes beyond simply replacing your current income; it's about sustaining your lifestyle for life.

My philosophy is to take the minimum risk needed to achieve my lifestyle goals.