Can someone please clarify this for me?

Give them a short, professional notice and move on.Second, I don't think a specific form is required in Massachusetts.

And not being able to issue the deposit refund via Avail was the final straw for me.

If you do place the property in her name, you've got a Gift Tax (Form 709) to complete. 

I would never form an entity with them when I can do it online with a firm that charges a fraction of what they charge).

I'm new to this too but this would be the first steps for me. 

Make sure you setup your Goals correctly so you are measuring things like phone calls, contact forms, tours scheduled etc., 2.

I’ve been searching for a form or contract I could use to recast or modify the terms of a loan that I seller financed a few years ago, with the intention of lowering the monthly payment for the borrowers and extending the repayment timeline.

You could form an LLC and have the operating agreement that allows your boss to require you to purchase his membership interest (or allow you to purchase his) in a given time frame.

She'd probably be able to put you on the line as a co-borrower.I've done this personally and it's been great for me and my situation!