We currently rent the unit out as an MTR during the slow season and an STR during the spring and summer.

As the title reads, I am looking for a DSCR lender with no seasoning requirement (if possible).

Robust GDP growth and deflation, albeit slow, are holding into the holiday season.

This is where having a seasoned real estate agent comes in handy. 

@Kesha Hamilton To find my midterm rental rent rate, I start with long-term unfurnished rents and then x that rate by 1.4-1.65, depending on the season.

Rent the other one out - season it for 90 days and you can then cash out on it.

The equity and profit would all be split based on money put into the deal, so I would have 20% equity and would be entitled to 20% off the net profit.Here is my issue: both of them are pretty set on holding the property free and clear (10+ years) because their primary goal is solid cash flow and secondary income to their businesses which can be seasonal.

You want a seasoned agent working on the preventive maintenance part of the deal and a good bank to walk you through the process.   

Participate in online forums, go to local real estate meetups, and talk to seasoned investors.

Any thoughts out there from any seasoned investors?