But real estate has become very commoditized within regions and sectors. 

But you must pick a sector within that.

Cali government has nothing better to do than mess w/landlords, instead of stop spending on a high speed rail....

After they awakened all of us at 2:'35am while they were being loud while they were drinking and hanging out in the usual place - in the front yard.All of them collect some type of government assistance, so I am surprised that this is being allowed as far as this many people living in one house.

So your suggestion means something similar to what I explained, only a different name for it and less government regulation?

@Alina Trigub Well, the frequency of transactions, especially in the commercial sector, is what would make me have a 2nd job at least at first. 

The government is artificially inflating the cost of homes in an already inflated market.

At this point you are trying to jack up the price and have the government assume liability for the mortgage and "hide a fee" within the confines of it to someone who is not licensed to accept that fee.

Have you looked at government programs like Fannie Mae Homepath? 

Sometimes it can be better to have a BUFFER between the owner of a project and government officials.