., but it does make things much easier AND give you access too a wide range of benefits, not the least of which is obtaining your SSN and being able to build U.S. credit and access financing.

Tax Treaty, which allows you to claim a foreign tax credit on your Canadian return for taxes paid to the U.S.

Credit score- the higher the best. 760-780+ generally gets best pricing for investment property loans with most lenders.

One objection that is common now a days is the first mortgage rate being low and the home owner not wanting to lose that low first mortgage rate.The other objection is they want to use the Heloc like a credit card only making a payment on the portion that they use rather than the full amount.

It’s also worth asking the seller for more details on the tenants’ payment history and lease terms.If you’re new to this market, local property managers or real estate agents can give insights on vacancy rates and tenant turnover.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?

Would also recommend getting a business checking account and credit card so that your personal expenses aren't mixed in with rental property income/expenses.

Conduct tenant interviews or verify payment history to confirm rental income.For larger multifamily deals, work with a commercial real estate broker who specializes in multifamily properties.

For your client's cash-out refinance on an adult family home in Washington State, it would be helpful to reach out to lenders who specialize in DSCR loans, especially those experienced with unique property types like adult family homes.Contact Local Lenders: Start with local banks and credit unions in Washington that offer DSCR loans, as they may have specific programs tailored for adult family homes.

What documents do they require, what credit scores do they allow, how do they verify previous rental history, etc.?