I've tried to do some of my own layouts using the program that is on lowes website but, it kept crashing. 

Also you forgot another regional factor, SW Florida is one of the few appreciating markets that hasn't fully recovered due to the insane overdevelopment going into the crash.

While price swings from the crash to the recovery were violent, they were relatively more stable vs.

Also I would ask the lenders here on BP, have you been able to get loans for customers/clients who had foreclosures from the crash? 

I upgraded to PRO because I thought it was a small price to pay for all the information that BP has been able to offer.I was in the mortgage business for about 10 years before the crash so I have a little bit of insight but so many things have changed.I am basically looking to set myself up for retirement.

Some success but took a hit in FL market during the crash.

Jeff G. is alluding to those who are still borrowing heavily BEFORE the expected crash.

Obviously the fed would seek to mitigate such effects on the economy with respect to rates and rate changes but with respect to buying as an actual investment rather than speculative purchases (as we saw in pre-crash behavior and property prices) and knowing you were going to be making money at the time of purchase and that the return would be acceptable to the investor(s), there is a window in which property values must fall before they exit out of view to one side or another (law of diminishing returns) and after values have left the investment window it really doesn't matter how high or low rate or values rise or fall, we as investors will not be discussing the matter anyway.

Actually, I am hoping for another 2009 stock market crash so that i can pick up more premium assets.

Are they "deals" or are they getting back to pre-crash prices?