Just for reference, our interest rate is 7.2% with an all-in mortgage (PITI) of $2,040.

If for some reason you need to rely on regular adverse possession instead of tax sale short statute of limitations, it requires ten years of possession after color of title.

Also know that if you hold your property for less than a year, it's regular income taxes on your profits.  

I was talking to an investor who told me if he bought my property, he would borrow money from a hard money lender for a few months and then refinance with a regular lender. 

Thank you so much Denise, so the new law you are referring to is HB. 270, correct?

Her response was that if it was a student I could only get insurance from one specific insurer that is the state insurance (FL) and they are just as or more expensive as other regular insurers.

They should give you regular updates but you do not really need to do anything.Most of the time my tenants do not end up getting evicted.

Any references for that are appreciated! 

Seemingly if I made this an ADU instead of a duplex I wouldn't have to rate these walls, once again complicating the intent of the code.Just above the code section I reference one of the exceptions to fire-rated walls includes exterior walls of individual dwelling units on the same lot, which may eliminate my need to rate those exterior support walls.

Tim Murphy is who we use on a regular basis...he'll be able to help walk your mother through the process of settling back in to her home.