But let’s go a later deeper - my down payment would come out of a well performing stock portfolio.

This may lead to some longer bookings further out with your 3 bd listing.

Empty rooms don’t sell well, and you want your listing to stand out.

With that being said you do have lots of options.

Did the value of my home go up or down?

Although these platforms tend to accept bigger deals from sponsors with a lot of experience.

Ran out of water, LMAO.

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You'll also need $10k-$20k for closing costs and other items on normal loans, as well as 3-6 months of reserves (PITIA) for the majority of lenders.