@Jacob StahlAlso match your finance method to your investment time horizon.  

Those that do not need the money today and already have lots of wealth and more focus on total equity growth return over time.Most multifamily deals have longer horizons to hopefully double the money invested ( usually 7 to 10 years time ).

Looking forward, I think it's pretty clear that a downturn in the market is on the horizon.

Don't give up on it.Model your situation out in terms of appreciation (including the pay down of your loan from rents), cash flow over a time horizon, and figure in your expenses.

FL, NY, MD, CA, VA, NJ, Horizon Bank, Kalamazoo MIHuntington MI 75% LTV 5 yr IO product available.

First CommonwealthFirst Midwest, up to 90% Chicago areaFirst Republic - CaliforniaFulton BankGFA Federal Credit Union 10 yr draw, 10 yr repay, MAGranite State CU, NH 90-100%Great Lakes Credit Union Hanscom FCU, FloridaHSBC 70%, for premier clients only Horizon, Kalamazoo MichiganHuntington 75% LTV 5 yr IO product available Hurst Lending and Insurance Investment property HELOC in Texas.

Expand your horizons away from your local geography where cash flow is higher and stability is greater.

@Antonio CuccinielloExpand your horizon - talk to people that know other communities within your city.

As you know Columbus is a growing city with new companies and jobs on the horizon, more people are moving there and the population is increasing at about 0.75% each year and emplyment is growing at a rate of 3.58% annually.

If only there were something better on the horizon.....   :-)