@Aubrey Adams-Thanks for the post / question -I would recommend developing a hypothetical plan  ( purchase price / loan amt needed ) and get pre approved ..this process is free and it will help get you organized and also to educate you  in many ways ..if you never end up buying - no worries and no costs have been wasted 

If you have any questions feel free to reach out or send me an email.

Best of luck, and feel free to reach out if you have more questions!

Again, I don't mean to come off as a di*k head lol. this is a genuine question@Robert Westenberger House Hacking generally is a smart way and almost risk-free way for anyone to start real estate investing.

I'd compare the blended rate with how much you could get with a refinance otherwise and tell you whether it's a better idea to go with a full refinance or the HELOC route.Feel free to PM me if you don't want to share this information on the public forum.

@Andre Jones Hey, feel free to DM me I'll share a few references, 

Feel free to reach out if you have any questions!

This way, you’d preserve more of your HELOC for future deals or emergencies.Feel free to reach out if you'd like to discuss DSCR options, or if you're thinking about hard money for any upcoming projects.

It is on a 13 acre parcel that I own free and clear. 

And also, I see many LLs simply offer several months of free rent in lieu of TI if it's a tenant that fits.