OR you'd have to do 2 separate transactions and incur 2 sets of closing costs/ transactional costs. i dont think its a bad play, a lot of people leverage one to help them expand to the next. another challenge you will have, though, is pulling something small like $50k out. most lenders rn have a $100k min. you might be able to find less but then fees/ points will be a little excessive. 

Challenges?

If it is your primary residence that can be more challenging.

Challenges?

Also, in todays landing environment you can't buy a 3.5% interest with only 14 k paid in points, so again, since you have that option with the sub to I will take that all day. 

I understand the appeal of turnkey properties, especially when investing out-of-state.When it comes to turnkey investments, one of the biggest challenges is finding trustworthy providers who deliver quality properties in solid markets.

Challenges?

Why do you think it’s challenging to achieve success there?

The challenge you typically run into with investment loans is lenders will require 20-25% down payment.

As a fellow professional looking to get into real estate investing, I can definitely relate to the challenges of balancing your practice with exploring investment opportunities.