The premium is a rough addition on top of your maximum borrowing potential.Different loans are like different medicine.

Someone who can walk with you through a deal or two and be there if needed can save you a lot of money and heart ache, if you are totally prepared to flip then great.It almost goes without saying that when you have bad credit that it usually was a series of choices that brought a person to that position.

Don't forget that Houston also is a global leader in medicine, and the Texas Medical Center is the largest medical center in the world (it's actually bigger than all of downtown Dallas, for those keeping score in the long-running Houston vs.

For those occasional people that simply don't want to link their bank account to an app, they can make a direct deposit at my bank (in person for via ACH, but they have to set it up).Most people opt for Venmo.

Most landlords just forget about it or partner up with a judgment company that handles collections and enforcement.The tenant can still file BK later on and if approved you get nothing unless a CH 13 but you are at the back of the collection line.The job has to be above the federal poverty guidelines or you cannot garnish.

Here's the thing; a doctor doesn't perform operations the first month he's practicing medicine.

They have an automatic payment, or the renter can pay with credit card or ACH payment.

ACH/Online payments.

. $60 annual fee waived first year, 4.46% APR w/.2% discount for ACH payment via a Huntington checking account and .2% discount for initial $25k draw = 4.06% adjustable.

In the next 10 years I see the city emerging in two fields - technology and medicine - due to our inexpensive labor pool and land costs.