MODERATOR NOTE: You can not recommend yourself, or make mention that you are of the profession someone is seeking.

PS - I'm in the Portland area.Note from Moderator: Absolutely no ads in this thread.

You may be able to negotiate a substantial discount for a cash payoff.In any case it sounds like you will have a moderate to large amount of legal work to do to perfect title so that it is insurable.

While we do have a moderation system in place, it needs an update....

Do you think it will be a problem if I look at properties that need moderate rehab?

I know I have asked alot of questions, but this might be a good transaction to discuss, if you're willing.Note to moderator, can we fix the title of this thread so that is can be searchable..."

If you see a post that is a spam add or an abuse of the rules, simly use the "report post" and if it is moderated, they lose points, you get points, if it is deleted all together, they lose even more ponts, you get more points.

Heat pump are a bit cheaper but if you live in a rough winter area it might not be the best idea because they are made for moderate winter.

I thought you'd enjoy the pic:In case you didn't know, that's our kick a$$ moderator, Jon Holdman

Smoking is a hard habit to kick.Even if she kicks the habit she might replace it with a healthy habit exercise,church,etc. or another negative habit alcohol,drugs,etc.You just can't quit you have to replace the void with something.Since her income is great I would take a much larger deposit to cover the risk.Just like pets,other tenants moving in people will not always tell you the truth.It's human nature for many tenants not to be 100% honest.