I can only imagine if I buy another property for a rental it's just going to punish my credit score again even more, so how do people do crazy stuff like buying 18 properties in 18 months with completely demolishing their credit scores?

(if you're not doing it yourself)I would imagine it's cheaper to NOT have to hire a GC, right?

Can you imagine 4 kids at one time in college?

I imagine the loan amount is what is causing you initial stumbling blocks. $50K is the minimum criteria on the lower side with most lenders.

I grew up watching my parents pour love into their big old Victorian. 

I pay a premium for hot-water heating, brick veneer and poured-concrete basements if I have to.

I can only imagine what the Philly market is like.

Cracks depend on a hundred different factors such as humidity on the day of the pour, ambient temperature currently, ambient temperature on pour day, etc. 

@Autumn Shutt, I would imagine Nolo might have state specific templates.  

I see where my weak spots are and will make sure to strengthen them for the next analysis that I share.Is was freshly rehabbed.I imagine if I ran it with the "8% CapEx, 8% Repairs, and 10% Vacancy" the cash flow would be negative.What I'm learning and one thing that stuck from @Jay Hinrichs podcast #222 is that if it's on the MLS I'm going to pay retail.Thank you for your time.