Plumber will probably cut the concrete too.

The interest paid wasn't at 6 month and there was very limited information given too.

When i asked the agent what our top rent is, she must've told the seller too. the seller then upped their ask to the pro forma of the increased rents!!

The seller is only walking away with 210K (and that's before paying commissions, etc), maybe that's all they want, but you need to go over this house with fine tooth comb and look for the possible hidden problem that will rear it's ugly head after closing.

Did she also tell you that the tooth fairy would provide your down payment?

That said, it is not investing, it's a job- a really tough and risky job, too.

but then during the replacement they have un-bid water damage to fix.You want to know if they have a pattern of special assessment which will tell you they set the hoa fees too low and/or do not get realistic bids for work and/or are unwilling or unable to budget appropriately.You also want to go over the HOA financials with a fine tooth comb in order to identify anything unacceptable. 

The FHA appraiser, while thorough in his/her job, has specific items that he is looking for, which isn't necessarily in line with what a home inspector will search for.It is well worth the money to get a competent home inspector to go over the place with a fine tooth comb. 

Seriously, to the point I had to wear a mask to breathe in the house... 5 rounds of floor cleaner later, it was finally done and we have A+ tenants in there now!   

@Antoine Martel I came to a conclusion to refinance too.