Also read your lease as if tenant could easily see damage being done and did not report it, they may be liable, not sure how that works in court if it comes to it, especially if you didn’t perform inspections that would have found it.

Hi Jacky, it's important to look at how well rentals are performing in your area.

I answered an initial questionnaire on the website and there’s basic documentation required but it doesn’t appear to be nearly as extensive as the requirements for my conventional loans.

Rather than speculative talk, I'm curious to hear about actual performance. 

Calculating ROI (CoC, Flow, Appreciation, etc)Would love to know how, and how often people are looking at the numbers to determine when to refinance, sell, or just track performance. 

You want to keep it as you like the cash flow or see the market really performing well for the next 2-3 years. 

If you have performed rehab, my favorite programs offer both no seasoning and 90-day seasoning requirements to use the appraised value as the basis for your loan.

I may also need to take out a small loan/line of credit to complete the house, depending on how far my money stretches. 

So I dont see it being a super big stretch personally.. but I am not  a big SFR landlord so I dont follow it a ton..

Additionally, explore DSCR loans and other commercial lending options, as some might not require extensive experience, especially with a strong credit score like yours.With over 20 years of experience in the Tampa market, I've seen firsthand the benefits of strategic partnerships and informed lending choices.