I figure it will cause some difficulty but I will press forward and figure it out.

I try to just use the @ sign, I will hold shift- press the @ sign- then type, etc. 

Yes, just simply find another bank...They can have concerns in giving you that second loan because from a compliance standpoint it can look shady if they were ever audited, or if you went into foreclosure...Usually banks aren't that paranoid if they know there is no shady business going on...Someone who is purposely looking to buy O/O just to get cheaper rate...There may be guidelines from the lender they sell the loans to that stipulate 12-months seasoning on any O/O loan before they do financing for another O/O home...But usually only applies to that bank or lender.With Banks so competitive to get more business, you will be hard pressed to find another lender that will turn down the opportunity for a new loan!

The impression I got from him is that he was pressing the issue that I can not SELL Property with out a license.

Keep pressing forward. 

unless you plan on investing in the suburbs, like Beaverton, Hillsboro, Vancouver etc... you will be hard pressed to find houses for sale under that range.

If my HOA were to press legal issues would they win or lose so to speak or is this a gray area? 

I am a little hard pressed to see how to bill the water.

@Curt Davis @Mike D'ArrigoAaron MazzilloI think what we all have to realize is there is some in the bizz that get the deals hot off the press...

In general it is harder to get funding with an LLC through traditional lenders.In addition to reading here I suggest you check out NOLO Press.