@Akash Agrawal..I'm a mortgage broker in Sacramento (Actually just uprooted from Natomas area to the Bay) and what you're asking is difficult to answer because no one has a crystal ball. 

@Crystal Tynan send those triplexs my way im interested

While this is true absent Elon coming up with a crystal ball it is the best thing we have.  

Originally posted by @Crystal Robens:If you have a profitable cash offer and a crazy squatter - I would take the offer.  

@Amby Bhagtani no one has a crystal ball in terms of interest rates, unfortunately.

Hello, Folks,I'm looking for others interested in starting up a Joliet-area REIA.Most of the known groups meet up in the western suburbs - Lombard, Elmhurst, Villa Park, even as far out as Crystal Lake.

You need a bit of a crystal ball to determine if you will make any money in the end or whether you will end up supporting a liability out of your W-2 job's paycheck.

If they insist, I would make it clear, absolutely, 100% crystal no-misunderstanding clear, that you will NOT sign any personal guarantee on the loan under any circumstances, and if you get to the closing table and they stick one in front of you and tell you sign it or you lose the deal/deposit, you will walk away from that closing table.The reason I say this is that a number of SDIRA owners in the past have had exactly that happen, they thought it was non-recourse and then at the closing table were asked to sign a personal guarantee, and some of them did.BAM - that counts as "extending credit" to your IRA, which is a prohibited transaction, and my understanding is the IRS considers your whole IRA distributed at that point - and then proceeds to assess penalties and taxes accordingly.There are 1000 different ways to shoot yourself in the foot with SD IRAs, they are powerful but very tricky to get right, and the penalty for making a mistake can potentially be a lot of your retirement savings. 

I've been using some healing crystals and thoughts and prayers so far because that's all I can afford on the currently offered plans. 

I suspect (with my crystal ball), rents will continue to increase after CoVID settles down and people start to migrate back downtown again.