Well, a half-finished build without a final from the inspector is worth a lot less. 

@Ward Sorrick  that’s a fine line to dance.  

NOW, I would never do any of that because I make more money finding deals and rehabbing properties.DISCLAIMER: I do have a finance degree(concentration real estate), and I had at least 3 years working for a property manager and developer.

It’s a bad rabbit hole to go down if you start measuring progress by the day or the week, because some weeks you’ll have tons of guys working on your project and you’ll go a week or two at times with no one on your job as coordinating all the subs and doing so correctly is a fine balancing act.

The building came with a property manager, who was a local guy and did a fine job in the beginning.

I think actually the lender gets hit with a fine or something if you payoff, ie refinance, the loan before the 6 payments. 

I hear some places are doing 30yr terms.  4%-5% interest rates is still really low...Using insurance is a fine way to go as well. 

As far as EXP goes, they're a fine company and they fit the needs of many agents.

This declaration is sworn testimony, meaning that you can be prosecuted, go to jail, or pay a fine if you lie, mislead, or omit important information.I certify under penalty of perjury, pursuant to 28 U.S.C. § 1746, that the foregoing are true and correct:• I have used best efforts to obtain all available government assistance for rent or housing;1• I either expect to earn no more than $99,000 in annual income for Calendar Year 2020 (orno more than $198,000 if filing a joint tax return), was not required to report any income in 2019 to the U.S.

The owners  are satisfied and state that they will pass the deposit to us once we have a final mailing address.