Bob,You might want to re-think that plan if you are going to use a HELOC versus an actual cash out refinance.

So it's up to you if you want to go through the hassle of the court system, then probably going through the process of garnishing wages.  

When you refinance I would look at the 30 year options and simply pay more each month when you can versus being obligated to pay more under a shorter term.  

I saw an ad for EverSeal offering a 50-year warranty for their flat roof system.

Or a full on hvac system with ducts. 

There's limited STR in Pinehurst; with VRBO and AIRBNB it seems easier for someone to "scout out" what a property is like, versus looking in other rental (longer term) sites.I hope this helps!

Anyone have a recommendation on a company for a hot water heat boiler system replacement? 

Here’s a quick breakdown based on my experience:Building new construction gives you full control over the design and materials, allowing you to incorporate the latest energy-efficient systems.

The key is to save a decent amount for that rainy day.If you're buying a newer house with upgrades on the major systems -- roof, furnace, water heater, sewer, and appliances?

You can use it as an STR or LTR so rents are more of a win based on options.You want to be able to spread your capital around to more than one big investment especially when your NOI is going to be better on 2-3 versus one!