I figure if I am able to have positive cash flow after accounting for the PMI, once I get 20% equity, I can refinance and I'll have an instant boost to my cash flow (who can complain with that). 

Dodd-Frank, the SAFE Act and other legislation in the last 10-years as dramatically changed the landscape around those transactions.

Over the past six months, we've seen our business grow dramatically.

The Mayor's office has growing scandal about the mis-appropriation of funds, making it even harder to obtain credible information pertaining to the Fema Program.Crime in the Southwest has increased dramatically.

People go into foreclosure because of a sudden, dramatic change in cash flow.

ie if it is 3 bedrooms you compare to 3 bedrooms but if you add 1 and make it 4 the value should dramatically increase and the cost would be very low versus the potential gain at time of sale.I see a lot of big time CA investors converting ranch homes to 2 story and literally increasing profits by 150-200%.

That's somethin alright... wish I could boost!

If someone came to me with an offer to buy the townhouse we live in for $525 a month at around the fair market value I would do it, I would try and reneg the price a little but I would still do it.not because i like the place I live in, actually I hate it. but I also have vision I know what these places sold for when they were new I know what they go for right now and I see the area changing and growing and that would be a great opportunity for someone who has bad credit to own something, thats a huge boost to someone who is down on thier luck to be able to say thay own thier home. congrats on your deal, I hope to be able to do somthing like that in a few years

On the sign-up confirmation page of the course we added a simple forward-to-friend box.On Website A - of every 100 people who subscribed, the online course was forwarded an average of 40 times.On Website B - with a totally different product, the forward rate was 35 forwards for every 100 subscribers.Assuming that only 1/3 of people who received the email signed up that would mean that Website A was getting a 13% boost in subscriptions with the simple addition of this form.

But the scenario was meant to show you how the numbers are dramatically different in different parts of the US and using an average in local markets is completely useless.