Does your local laws allow you to send a Notice to Cure letter?

Without W2 income and only 1 rental property, you will either need a good amount of assets in your Trust's name (a living trust with $$$ cures all problems) or be 59.5+ yrs old with money in an IRA account. 

If the tenant is in breach during the initial term, then you would need to issue the appropriate notice to cure whatever the offense is.

Because if they were done illegally and you have an inspector come by, you can get written up with code violations and you'll need to spend some money curing that.

Send tenant 4 your state's version of a notice to cure to start the official process for getting rid of them if they don't straighten up and fly right or your going to lose your good tenants for a bad tenant.

In fact, if the account DID have a judgement, we still made calls and collection attempts to execute the judgement but treated it no different than an account without the judgement in terms of curing the account.

But again, title insurance was issued for this transaction, so the responsibility for the cure rests with the title insurance co.

Performance.If there is a default with respect to any of Landlord’s covenants, warranties or representations under this Lease, and if the default continues more than fifteen (15) days after notice in writing from Tenant to Landlord specifying the default, Tenant may, at its option and without affecting any other remedy hereunder, cure such default and deduct the cost thereof from the next accruing installment or installments of rent payable hereunder until Tenant shall have been fully reimbursed for such expenditures, together with interest thereon at a rate equal to the lesser of twelve percent (12%) per annum or the then highest lawful rate.

That being said, if you think the upper floor tenants are indeed a problem, then issue them a formal notice to cure.  

I would do the same as you if they don't comply and give a 'cure or quit.'