Who do you know who could benefit from better-than-market returns in their IRA, 401(k), etc. with less volatility and less risk than Wall Street?

The market in San Antonio isn't as volatile as other markets. for the most part it's been a steady increase of appreciation in homes.

I currently work in the oil industry, which can be very volatile, and a lot of the economics seems to be dependant on oil.

You'll now be willing to trade some of that high cash flow, for low volatility.

My only word of encouragement would be to embrace some volatility over the coming decade for the longer-term opportunities it can afford.

Some rental markets are more volatile than others, some expenses may increase unexpectedly, you may decide to change the way you manage a building all of these can change your cash flow.Break even also allows you to understand at what level a property must perform in order to achieve a certain level of profit.I throw this out because it something that can be modeled and potentially be made available to members that might be interested.

I would also sell this home because of the three markets you are in, this is by far the most volatile.3.

Around here you can find high returns in other C and D neighborhoods but its too volatile over there.

In addition, they may be hesitant to over-exposure themselves to specific markets -- not likely an issue in areas like SF or NYC, but perhaps more volatile areas.In this regard, every lender will differ.

If you look at the price volatility over time, especially through the crisis, the SF property makes it look like much less price risk and income fluctuations.