I noticed you are a lender who operates in my state as well, if you have some time available I think I would greatly benefit from learning what I can be doing to increase my chances of securing a loan and what lenders look for in potential clients. 

It seems as if everything remained true here though so the increase in fees is certainly frustrating. 

Do new units nearby increase your property value and/or rent?

Follow up to this, on the week of closing, Nexa Mortgage through UWM increased the closing cost by a almost $3000.

I've seen it Steele, but not everywhere and it always comes with a rate increase so if you have 75% at 6.5% then 80% will be 7.5% or so. 

If rents do not increase above $1900 that a loss if they do increase it seems it might be a low NOI.  

We significantly increased the property’s value by making strategic improvements.

YoY is up 3.5%.Rentals - Availability by MonthThe number of homes for rent remained flat MoM.Rentals - Median Time to RentMedian time to rent continued to increase MoM but still at a very reasonable 22 days.

Increased the value $400,000 - $500,000.

However, the goal would be to increase the amount of units rented to close to 100%, maximizing income, then potentially outsource management duties - either by hiring a capable manager/maintenance person, or by getting a property management company involved.