First and foremost,  if there was one book on this planet that I would HIGHLY recommend, it would be The Banker's Code.

no need to probably go farther than your backyard the grass is not always greener unless you come to Oregon were its very green

Hey yall! (Yes, i said yall.  Although I am from NY, my GA friends have proven scientifically that there's no more effective way to casually approach a group)Veryyy excited to be here.Have been meaning to join BP for ...

Account Closed I fell off the planet and got crazy into the real estate world. 

I find it somewhat interesting that you lump the ~95% of the planet that's not the USA together as "overseas".

Hello Investors and Researchers, Say you've decided to invest out of state, the grass being greener and the investments better.

You might do this over three years thinking rates will shoot off the planet, what if they don't (3 years probably won't that much in reality) so your index moves 1/4 point, you have the issue I mentioned above that is now a note requirement, a PITA!

I have a few borrowers who would rather deal with me than any bank on the planet. :-)

Is this one of the ethical banks that bundled mortgages without documentation and sold to hedge funds across the planet eventually bringing down Lehman Bros and who knows how many others in the process?

Then based on their answer you go out and find them that property.You do not throw them overpriced trash and say (what about this and what about that property and try to talk them into it).You are showing you do not understand what they are asking for and are pressuring them to buy something so that you make a quick buck off of them.Some investors might have had money in cd's,treasuries,stock market making 1 percent or taking a loss even so making 6 percent a year is great for them and they are happy.Some are near retirement and want a safe,low hassle investment and are willing to take less returns for it.Generally they are wanting less problems to enjoy the time they have left on this planet and just want a tax shelter and to marginally outpace inflation.Others need to maximize cash and want a huge return so they can keep growing their portfolio to generate wealth.If you truly have an excellent deal you can ask more of a wholesale fee simply because you will have many parties wanting it.If I have a commercial wholesale deal that is off market that is a great deal then I can command a greater fee.The deal is so good that the investor just wants the deal and not to lose out to the next person.If you are selling a marginal deal to a buyer they will try to squeeze your fee to get the numbers to work.Hope it helps.