The province has now also introduced a mandatory government lease that landlords must use.

She has been able to defer the government loans, but the private loan payments (that I co-signed) run her about $850/mo.

To government for tax liability $3,0003. $10,000 to the 401k for contributions. 

You are not ready to work with tenants if you do not know the laws that govern your business.

Then I would probably explain to them it is the policy of the federal government to have those in residential neighborhoods so the City and/or HOA cannot stop them.

But a few more years of the current governments so called environmental policies and the US will not look much better!

In the mean time you can keep your expenses to an absolute minimum (car and phone - SGLI is 28 bucks a month for something that is nearly useless if you don’t have a family you need to support upon your death; if you put away 5% on your TSP the government will match 5% as well).

Local government websites usually post them.

Anyone attending the government tax lien in Mayfield Ohio today?

These are government owned/run utility companies, not private companies.