.- Use hands-free services if cell phone use is needed.- Follow all traffic signs and laws.- Take your time and get there safely!

I think it is in prime position to re-organize cutting out the fat in the company.  

However, with that said-  New Britain has the largest fuel cell plant being constructed which will bring 1,000's of jobs and great opportunity here in the near future.

Maybe look at this setup: http://mpgroupcpa.com/post/3-tier-corporate-structure-real-estate-investors/@Jacob Perez was right on what it takes to get a mortgage, income, credit, the house and down payment.For rental units the banks consider 50% of the rental income as the portion that can count towards your income.As for credit, a cell phone on a contract and a credit card are great ways to build up credit fast.

I live on the bare minimum(theres no fat to trim).

As my team rebounded from the shock of this news and before they could call me on my cell, the previous "property manager" arrived at the house. 

Not fun, not fulfilling.Investors especially, in my experience, tend to take a more hardline view of things and it seems more of them have read the same books (basic theme, "do what it takes to get the deal and agents are fat cats who don't really deserve to get paid anyway - also thank you for the book royalties which I would never have gotten if I had just written a book about how it's fair to pay people for the work they do").So... if someone spends weeks or months finding and researching properties for you and then you happen to find a FSBO or something else that works out for you without them, do you owe them nothing?

I hold several rental properties and receive solicitations regularly on my personal cell, some prospectors are plowing through phone numbers, when I answer they don't even know the address they're calling about.

Plus if there is cell phone reception it is even better as you can make a hot spot. 

Perhaps with a little cosmetic renovation it will even go above that and net you a little money.Having an extra unit would help (fourplex), but trying to get one for under $400k is going to be slim pickings in Sacramento (2 on the market at that price) and so they will be the worst quality properties in the worst quality areas.House-hacking really isn't intended for cash-flow unless you're putting a fat chunk of money down.