Constantly changing market conditions, changes to financing options, deals that look exciting and then fall through, partnerships that show promise then fizzle.

Debt if used responsibly is a valuable tool but to say debt will always multiply returns is the wrong message to spread in these forums where there's a ton of readers who are inexperienced investors and will fall for the trap of following your flawed approach to originating debt.If you need additional help understanding how debt works in real estate, please send me a DM and I would be happy to help you out.

Florida is having a reckoning with prices, unless you're an all cash buyer in primo Miami most of the FL coast is a falling knife.

This includes allowing the seller to foreclose on myself and my team should we ever fall behind in payments, which we will not.

Overall, the rise of average daily rate and occupancy rate has slowed down, while the number of listings has continued to rise.All in all, the STR market is settling into the trajectory it was on pre-covid, not falling off the face of the earth.

They won’t even cover me if someone slips and falls inside the house, which doesn’t make sense because what does that have to do with the jacuzzi.

The remember that all liens will fall off after the foreclosure, however IRS liens have a 4 month redemption, this is a something to make note of because you can’t remodel anything until the redemption period.

I can see those that have really never gotten a loan fall for this. 

It's easy to fall in to the trap that everyone else has better resources or opportunity, but that's simply not true. 

although to fall to 592 I would have to think you have some lates or something.. but anyway.this is why HML exist in the first place or PML they are both the same. once you get this straightened out you may want to consider using those company for your debt if your going to refi and keep these.