I wanted to start a thread to consolidate questions and basically provide a user guide (via the Q&A) for years to come. 

I've seen a couple suggestions to combine ownership to consolidate insurance coverage.

I'd like to do fill up all my conventional loan slots with properties like this.I'm also looking at 5-20 units properties, but I havent consolidated my criteria just yet on those. 

Using the Six Sigma management strategy also used at GE, he dramatically overhauled the company and replaced its entrepreneurial culture of innovative product design with one focused on relentless cost-cutting.[3] He changed the decentralized management structure, by eliminating and consolidating division executives.

This COC may seem unreasonably high at face value, but the MHP niche has not yet been consolidated.

Someone has and is consolidating this type of information into simple courses and the basics of RE are free.

The three main usages I've seen with HELOCS are: debt consolidation, home improvements, and to purchase investment properties. 

It also consolidates the CapEx/repair needs while diversifying vacancy issues with a unit of SFR here and there.

You are funding everyday folks that are looking to consolidate debt at lower interest rates.The way the site mitigates your risk is by diversifying you over hundreds of these loans, so if one borrower defaults it does not destroy your investment.You can literally put as little as $25 spread across hundreds of borrowers.Like anything else you can in invest in lower risk borrowers and get 5-7% I believe, or higher risk and get 8% or so.Man, these P2P sites should pay me for this post...lol.  

I am not too familiar with how consolidating the loans would work?