Umbrella Insurance in CA

[Alan Pickering]

Do you have to have different umbrella insurance policies for different categories? Or is there an insurance company that will do one umbrella and cover it all?

For example:

I have one umbrella for my house, autos and 1-4 unit rental properties

I have another umbrella for a 8 unit apartment building, held in my LLC

Now my agent says I need another umbrella for a old hotel I purchased in self directed IRA. This is being rented to a single tenant who is running it as an independent living group home.

Thanks