Eventually, once the units have appreciated a bit and the mortgage has been paid down to the point we have 20% equity, we split the parcels into individual town homes and then she refinances her unit out and I refinance the three units out or sell them. 

But, I am not an agent, so I don't know what the rules are.I do know from the Arizona Bar conversation, when I called them, it's illegal in Arizona to fill out legal forms for a fee, in Arizona, unless you are an attorney, real estate agent or other appropriately licensed individual.

It's a 3 bedroom 2 floor house so I figured individual renters is not what to go for.

Search the BP for ADU appraisals to encounter numerous examples.

The last information I saw reflected it limiting the individual investor to a max of 90 days per year allowed to do STR on a property that is not their primary residence.

Enjoy suburban tranquility with easy access to downtown DC - We played a pivotal role in securing this gem for our client, navigating through numerous offers.

We are investors, and numerous out-of-state investors collaborate with us to streamline the process of building their teams.

If a cash out refinance, many lenders will allow the cash out to satisfy the reserves requirement.DSCR lenders generally let you vest either individually or as an LLC.

Check that the information is accurate, then try again.There are many websites where individuals can purchase fake credit reports, pay stubs, letters of hire, etc. 

even in lower cost markets.https://www.biggerpockets.com/forums/12/topics/1171104-the-m...and - i still think it's better to pick a market that you have a connection to rather than one that meets arbitrary numerical criteria.